Privacy Policy & Terms of Use

Effective Date: November 8, 2025

1. Introduction

This page outlines how we handle privacy and the conditions under which you may use this informational website. By accessing this site, you agree to comply with these terms.

2. Information We Collect

We do not collect personal information from visitors unless it is voluntarily provided through a contact form or feedback option. Any submitted data is used solely for its intended purpose and is not shared or sold.

3. Cookies

This site may use basic cookies or analytics tools to analyze traffic and improve user experience. No cookies are used to track individual behavior or deliver targeted advertisements.

4. Third-Party Links

This site may include links to external or third-party websites (e.g., official service portals or issuer resources). We are not responsible for their content, privacy practices, or security. Please review their respective policies before providing any information.

5. Disclaimer of Affiliation

This is an independent informational resource and is not affiliated with or endorsed by any financial institution, brand, or company mentioned. All trademarks belong to their respective owners.

6. Limitation of Liability

All information is provided in good faith for general informational purposes. We make no warranties about completeness, accuracy, or reliability. Use of this site is at your own discretion and risk.

7. Updates to This Policy

This policy may be updated periodically. Changes will be reflected on this page with a revised effective date.

8. Contact

For any privacy-related questions or clarifications about these terms, please use the contact section provided on this site.